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HBL teams up with Hysab Kytab to launch it’s first comprehensive personal finance management tool


With operations in over 15+ countries, and the prestige of having more than 20 million loyal customers, HBL is undoubtedly one of the largest banks in Pakistan. The leading bank HBL has recently joined forces with Hysab Kytab, to launch Pakistan’s first comprehensive Personal Finance Management (FMP) tool. Hysab Kytab’s PFM (budgeting) tool is integrated into HBL Mobile and will enable all app users to take control of their financial well-being.

Reinforcing its passion for customer-centric digital banking under the slogan of ‘more than just banking’, HBL Mobile is tirelessly working towards developing a deeper understanding of customer needs in order to serve them better by offering them intuitive banking solutions. Now, HBL Mobile users will be able to record and track expenses, create budgets in a plethora of categories, plan and track saving goals, and view all accounts in one place, amongst all other features.

Commenting on this partnership Abrar Ahmed Mir, Chief Innovation and Financial Inclusion Officer – HBL said:

This partnership with Hysab Kytab is a pivotal step in providing our mobile banking users with a holistic view of their finances, and empowers our customers to make sound financial decisions. HBL continues to deliver innovative banking solutions, and this PFM will act as a key differentiator in our internet and mobile banking services.”

Veqar Islam, Founder of Hysab Kytab stated:

Going live with HBL is a major milestone. Hysab Kytab is a PFM born in Pakistan and I thank HBL for trusting and selecting it for their own digital platforms. This is the kind of support that our local banks can offer to help Pakistan’s FinTech industry to grow and provide solution for the local requirements.”





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Written by Atif Hasnain

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